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Navigating Financial Distress Scenarios Ethically

13 minPRO
2/6

Key Takeaways

  • Pre-foreclosure purchases are ethical when the seller nets more than foreclosure and has considered all alternatives.
  • Red flags for impaired capacity: confusion, extreme distress, substance abuse, third-party pressure.
  • Never request same-day decisions from distressed sellers—provide a minimum 3-day consideration period.
  • When in doubt about a seller's capacity, pause the transaction and suggest they consult a trusted advisor.
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Test Your Knowledge

1.What must an investor always recommend to pre-foreclosure sellers?

2.What does capacity assessment involve in distressed seller transactions?

3.What constitutes foreclosure rescue fraud?