Key Takeaways
- Creative financing bypasses conventional lending through subject-to, seller financing, lease options, and tax sales.
- Subject-to offers 15-25% ROI but carries due-on-sale clause risk.
- Tax lien rates range from 8-36% by state statute, offering some of the highest fixed returns available.
- Dodd-Frank Act compliance is mandatory for residential seller financing and lease options.
- A team of specialized professionals (attorney, CPA, title company, insurance agent) is essential.
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Test Your Knowledge
1.Which creative financing strategy offers the highest potential statutory return rate?
2.What federal legislation is most relevant to residential seller financing compliance?
3.What four professionals form the essential team for executing creative financing deals?