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Financial Controls and Reserve Management

13 minPRO
2/6

Key Takeaways

  • Maintain two reserves: operating (3–6 months of expenses) and capital (funded monthly based on system replacement schedules).
  • The expense ratio benchmark for residential properties is 35–50%; ratios above 50% signal cost control problems.
  • Monthly reconciliation verifies rent receipts, expense disbursements, trust balances, and bank statement alignment.
  • Annual audits of PM trust accounts are recommended for investors using professional management.
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Test Your Knowledge

1.What is the recommended reserve fund target for a residential rental property?

2.How frequently should trust account reconciliation be performed?

3.What annual maintenance cost per unit is typical for single-family rentals, used for expense benchmarking?