Key Takeaways
- Financial exposure ranges from $21K administrative penalties to multi-million-dollar DOJ settlements.
- Disparate impact applies to facially neutral policies; the four-fifths rule presumes impact below 80% selection rate.
- ESA compliance requires granting accommodations without pet charges; HUD 2020 guidance refines online documentation evaluation.
- Systematic prevention costs $10K–$30K/year—a fraction of the seven-figure exposure it prevents.
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Test Your Knowledge
1.Under disparate impact, what must a landlord prove after a policy is shown to have disproportionate effect?
2.How many HUD complaints within two years typically trigger pattern-or-practice investigation risk?
3.A landlord uses an AI screening tool that denies 40% of Hispanic applicants but only 15% of white applicants. Who bears liability?