Liability Risk Control Programs

Key Takeaways

• Slip, trip, and fall prevention through weekly documented inspections is the highest-impact liability control measure.
• Documentation is the foundation of claims defense—maintain inspection logs, work orders, incident reports, and photographs.
• Risk control programs cost $50-$150/unit/year but generate 5-10x returns through reduced claims and lower premiums.
• Carriers reward proactive risk management with 5-15% premium reductions—share your risk control program with your broker.