Key Takeaways
- Four enforcement systems operate in parallel: NAR, state commissions, civil courts, and criminal prosecution.
- Misrepresentation and trust fund violations are the most commonly cited and most severely penalized violations.
- The Fair Housing Act protects seven classes: race, color, national origin, religion, sex, familial status, and disability.
- Prevention requires culture, systems, training, and accountability working together.
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Test Your Knowledge
1.Within how many days must a NAR ethics complaint be filed from the date of the alleged violation or its discovery?
2.What standard of proof is used in NAR ethics hearings?
3.Which of the following is NOT one of the seven federally protected classes under the Fair Housing Act?
4.What type of damages are typically NOT covered by errors and omissions (E&O) insurance?